Two things - I wasn't aware of this story prior to it coming up on this thread, so my knowledge of it is based entirely on what Der Sturmer tells me through its article. And, as Mister Gummidge rightly pointed out, Der Sturmer is a heavily-politicised paper with a habit of using scare-mongering, paranoid exaggerations or distortions of the truth in order to swing its readership round to its way of thinking. Which is why I don't normally read it.
Secondly, I have to confess that during my time as a motor insurance claims handler I got a rude awakening as to the true demographic balance of uninsured drivers and fraudulent claimants. And, as a result, anything I say will make me look like an utter racist and I find that deeply uncomfortable. Which is one of the key reasons I left the industry; after too many conversations with five members of the same family(?) all of whom stated "Yes, the car is mine... yes it's my car... well, no it's my cousin *name deleted*s car but I'm just borrowing it...No I was not driving... no... oh yes, I
was driving it that day... yes I'm insured... well it should be insured... no but it's fully comp... oh, it's not?... I thought it was... but I'm allowed... I
did stop... no, I
did and we both decided it wasn't worth worrying about... no, I cannot understand why the person would say that I didn't stop... no, I was giving a friend a lift... oh, his name?...um, it was...uhhh.... he's a cousin.... he was just going to the cinema, I think... yes, right across town... no I don't know his name right now, but if you give him a call he'll tell you..." - yeah.
I felt kinda dirty, suspecting the truth, but at best only ever being able to say with certainty "You were
not covered to drive, sir, and I'm going to have to refer the matter to a senior colleague, who will contact you in due course".
Such topics as this are far too contentious and sensitive for me to discuss in-depth on this forum... I'll leave that to someone else.