OnlyFans - Rule Changes

(22-08-2021 12:26 )TPain Wrote:  So in a nutshell is this going to affect every "adult" content provider

No it won't affect every adult creator. The change in the rules outlaws "sexually explicit" material, which means:

"1. actual or simulated sexual intercourse, including genital-genital, oral-genital, anal-genital, or oral-anal, between persons of any sex; 2. actual or simulated masturbation; 3. any exhibition of the anus or genitals of any person which is extreme or offensive; 4. actual or simulated material depicting bodily fluids commonly secreted during sexual conduct."

think a lot will jump ship anyway or at least open several accounts on different platforms

good to see a lot of the girls are banding together for help and moral support

I'll suggest a different angle on the banking 'excuse'.

If you are using a debit card then it is your own money you spend. If you are not in credit then the transaction is automatically refused. However......

Many users 'pay' with a credit card. And banks have been somewhat cavalier in how much credit they allow. The user builds up the credit to the 'max' without any means to repay and the bank takes the hit. No bank would want to refuse transactions since they also take a cut from that. But when they stand to lose big time they tend to think twice.

The notion that the move is to attract investors is fraught with dis-belief since investors look at potential returns. If, indeed, as a result of these changes - non of which anyone actually knows what it really means right now (even the content providers are as much in the dark) - income really does go down and investors will turn away since they are not charity cases resulting in a lose lose situation.

Reminds me of that high-street jewellery chain where the boss publically stated that they sold 'crap'. Well after that statement they quickly found that they did not even have stores to sell that 'crap'.

(22-08-2021 16:47 )DB83 Wrote:  I'll suggest a different angle on the banking 'excuse'.

If you are using a debit card then it is your own money you spend. If you are not in credit then the transaction is automatically refused. However......

Many users 'pay' with a credit card. And banks have been somewhat cavalier in how much credit they allow. The user builds up the credit to the 'max' without any means to repay and the bank takes the hit. No bank would want to refuse transactions since they also take a cut from that. But when they stand to lose big time they tend to think twice.

You are incorrect in a number of ways

Payment by Debit Card does not require you to be in credit. People have overdrafts and banks can also allow payments to go through even if you would go overdrawn

Payment by credit card requires a credit limit (although again banks can allow you to exceed the limit) but the bank really does not pay any attention to the type of purchase you are making if the transaction is within the range of allowable transactions (there are thousands of transaction codes relating to purchase types). There is no evidence that individual banks have blocked these types of transactions and if they did they would have to notify every individual cardholder of a change to their T's & C's.

It is a change of behaviour by a card scheme(s) which seems to be behind this OF change. One issue that card schemes have is that such types of transactions incur a large number of chargebacks (where the cardholder seeks a refund of a purchase). That is expensive to administer. High numbers of chargebacks and the type of business generally lead to the card schemes (and the card acquirer eg the companies who do the card processing for such as OnlyFans) charging the company (OnlyFans) a higher percentage fee per transaction). That is a risk based decision. (In the UK Travel Companies get charged higher rates because they have a tendency to go bust leading to large volumes and values of chargebacks)

If you think this will damage OF financially time will tell BUT I saw a comment today that if by going mainstream they got someone like Ronaldo (with 450 million social media followers joining them to post fitness tips and 1% of them signed up to Onlyfans they could easily make $8m a day in their share of monthly fees. (I have not done the maths to check this)

(22-08-2021 15:12 )HannahsPet Wrote:  think a lot will jump ship anyway or at least open several accounts on different platforms

good to see a lot of the girls are banding together for help and moral support

Yep, I too think there will be mass exodus on to other platforms or not posting as much on OF.

Agree as well, it's good to see the girls are banding together to support each other

(22-08-2021 12:39 )davy crockett Wrote:  

(22-08-2021 12:26 )TPain Wrote:  So in a nutshell is this going to affect every "adult" content provider

No it won't affect every adult creator. The change in the rules outlaws "sexually explicit" material, which means:

"1. actual or simulated sexual intercourse, including genital-genital, oral-genital, anal-genital, or oral-anal, between persons of any sex; 2. actual or simulated masturbation; 3. any exhibition of the anus or genitals of any person which is extreme or offensive; 4. actual or simulated material depicting bodily fluids commonly secreted during sexual conduct."

Ffs. Now define extreme or offensive, OF. The BBFC got into much controversy trying to do the former a few years back; Ofcom spend ages surveying and pondering to define common standards for the latter each year. Of course we know OF will not bother taking outside opinion. What such things will instead come down to is 'we'll call anything we don't like the look of extreme or offensive'. And let people struggle to keep up on where the lines are. So good luck face sitters or anyone that has a weird kink.

I think whatever happen with OF I am beginning to think that IF Mastercard/VISA can have the ability to shut down adult content from OF to suit their own business models/agendas then I think the other sites had better watch out because I fear Mastercard/VISA just won't stop at OF. They will eventually look to ways of blocking card payments that are linked to adult content even if we give our consent.

I even think St66/BS/XP aren't safe from the fallout of OF.

I don't think Mastercard are doing this on their own, I DO think there is a far bigger player involved with them, who we the public cannot force to back down and retreat. I feel the main driver of this has links to political paymasters so the trail would lead back to goverments in every natiion on earth. I feel the political powers are forcing the banks to act and are attempting to drive the shutdown of the adult industry.
If that proves to be the case, I fear then it will get to the point where we won't even have control over our own bank account.
The credit card companies & banks will look to ways where they force us to spend in such a way that outlaws us purchasing/paying for adult content. In other words buying porn of ANY kind is a big no - no.

Throwing it back to the allegations that were originally made over OF in various tv investigations, as well as being accused of allowing underage creators, were the owners of OF ever accused of money laundering? I was pretty sure that was one allegation that was thrown in their direction.

(21-08-2021 12:01 )BlastedKeith Wrote:  for all the pivoting towards mainstream celebrities, the OnlyFans brand is indelibly identified with porn by now

Perhaps that is true in your mind, in the way that you perceive them, but I don't think it's true in the wider world. OnlyFans already has genuinely big celebrities on there and hasn't been seen as a purely porn site for a while now. These days it's rare that they admit or even mention having porn on there. Plus banning porn as they have done is hardly going to make their association with porn indelible. I'd say it's starting to fade already.